Ryan M. Moran, CFA, CPA, CFP®

Private Client Advisor

Helping families of physicians and executives bring clarity and structure to complex financial decisions.

Ryan M. Moran CFA, CPA, CFP® joined Highland Investment Advisors in 2024.


Ryan is a multi-disciplined financial advisor, considered to be an “expert generalist”. By integrating investment advice to encompass a family’s financial plan while minimizing the tax impact of decisions, Ryan takes a comprehensive and inclusive approach to meeting a family’s financial goals.


Each family that Ryan works with is unique in its own way. He starts by taking the time to learn about each family’s specific views about their money to better understand their questions and concerns. Looking at the entire financial situation allows Ryan to provide advice personally tailored to each family’s particular situation. He addresses areas of concern or complexity with stability and simplification.


Prior to joining Highland Investment Advisors, Ryan had 20+ years of experience working within single family offices, multi-family offices, and a private bank. Throughout these experiences, he has refined a wide range of knowledge to help families solve a variety of financial issues and avoid common mistakes.


Ryan holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and the CFA Society of Milwaukee, where he served on its Board of Directors for nine years. He is a Certified Public Accountant (CPA) licensed in the State of Wisconsin. Ryan is also a Certified Financial Planner® (CFP®). Ryan graduated from the University of Wisconsin-Oshkosh with a bachelor’s degree, double majoring in Accounting and Finance, and from University of Wisconsin-Milwaukee with a Master of Science in Finance.


Meet Ryan

Ryan M. Moran, CFA, CPA, CFP®

Private Client Advisor

Helping families of physicians and executives bring clarity and structure to complex financial decisions.

Ryan M. Moran CFA, CPA, CFP® joined Highland Investment Advisors in 2024.


Ryan is a multi-disciplined financial advisor, considered to be an “expert generalist”. By integrating investment advice to encompass a family’s financial plan while minimizing the tax impact of decisions, Ryan takes a comprehensive and inclusive approach to meeting a family’s financial goals.


Each family that Ryan works with is unique in its own way. He starts by taking the time to learn about each family’s specific views about their money to better understand their questions and concerns. Looking at the entire financial situation allows Ryan to provide advice personally tailored to each family’s particular situation. He addresses areas of concern or complexity with stability and simplification.


Prior to joining Highland Investment Advisors, Ryan had 20+ years of experience working within single family offices, multi-family offices, and a private bank. Throughout these experiences, he has refined a wide range of knowledge to help families solve a variety of financial issues and avoid common mistakes.


Ryan holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and the CFA Society of Milwaukee, where he served on its Board of Directors for nine years. He is a Certified Public Accountant (CPA) licensed in the State of Wisconsin. Ryan is also a Certified Financial Planner® (CFP®). Ryan graduated from the University of Wisconsin-Oshkosh with a bachelor’s degree, double majoring in Accounting and Finance, and from University of Wisconsin-Milwaukee with a Master of Science in Finance.


Simplifying Your Financial Complexity

Each family Ryan works with is unique. He starts by taking the time to understand your specific situation, concerns, and goals before making a single recommendation. Complexity gets simplified. Loose ends get tied up. And advice gets implemented, not just delivered.

Who Ryan Works With

Ryan works with families of physicians, corporate executives, and business owners who need someone to coordinate their full financial situation. By integrating investment management, comprehensive financial planning, and tax strategy into one relationship, Ryan takes an approach most families have never experienced from a single advisor.

Experience That Brings a Different Level of Perspective

Prior to joining Highland Investment Advisors, Ryan had 25+ years of experience working within single family offices, multi-family offices, and a private bank. Throughout these experiences, he has refined a wide range of knowledge to help families solve a variety of financial issues and avoid common mistakes.


Ryan holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and the CFA Society of Milwaukee, where he served on its Board of Directors for nine years. He is a Certified Public Accountant (CPA) licensed in the State of Wisconsin. Ryan is also a Certified Financial Planner® (CFP®). Ryan graduated from the University of Wisconsin-Oshkosh with a bachelor's degree, double majoring in Accounting and Finance, and from University of Wisconsin-Milwaukee with a Master of Science in Finance.

Chartered Financial Analyst

Certified Public Accountant

Certified Financial Planner®

What Working With Ryan Looks Like

Financial planning often feels abstract until you can see how decisions play out over time.


Ryan remains proactive with you, remaining accountable through implementation and beyond. He focuses on building a clear actionable strategy that connect each part of your financial life into one coordinated plan.


Here are some areas Ryan helps clients navigate:


  • Consolidation and Coordination
    Across all accounts so every dollar has a purpose and you can see how the pieces fit together.
  • Strategic Portfolio and Investment Management
    Balancing investments made for GROWTH with those selected for RISK REDUCTION and alternative strategies for NON COORELATION.
  • Tax Aware Investing
    Better decisions can be made by understanding the income tax impact of investment decisions. This can meaningfully improve your after-tax returns.
  • Estate Plan Coordination
    Aligning your financial life so things pass as intended.

Real Planning Situations Ryan Helps Solve

Every plan starts with a real situation—not a template. These examples reflect the types of challenges clients bring to Ryan:


  • A retiring physician couple needed clarity on how much they could spend, when to convert IRAs to Roth, and how to manage Medicare-related costs. Ryan built a year-by-year strategy that helped them retire with confidence and fewer unknowns.
  • A corporate executive with equity compensation wanted to reduce tax exposure while preparing for early retirement. Ryan coordinated investment strategy, tax timing, and income planning into one clear path forward.

Start With a Conversation That Brings Clarity

If you’re at the point where financial decisions feel more complex—and you want a clearer way to move forward—this is where a conversation can help.


Highland Investment Advisors supports clients who want structure, coordination, and a long-term approach that makes each decision easier to navigate. Working with Ryan gives you a single point of focus across investments, taxes, and retirement planning.

Schedule a Conversation with Ryan